[401K Maximizer] AA Super Saver: Changes at 401K Maximizer

401k at 401kmaximizer.com 401k at 401kmaximizer.com
Mon May 16 11:52:17 EDT 2005


Dear American Airlines colleague , 
 
This past week a bankruptcy court in Illinois allowed the management of
United Airlines to oft their corporation's pension obligations to the
Pension Benefit Guarantee Corporation.  What this means is that employees
and former retirees at United will see their pensions reduced by 25% - 75%
depending upon the workgroup they were a part of at United.  What it means
to the rest of us in the airline industry is that we have to start taking a
more active role in the management of the retirement assets under our
control because what happened at United could ripple through the rest of the
industry.  Our Super Saver 401k plan is the only retirement asset that is
directly under our control and which American Airlines management cannot oft
to the Pension Benefit Guarantee Corporation if they ever decide to take a
trip through the bankruptcy process to clean up their balance sheet.  That
is why it is imperative that every employee at American Airlines maximize
your contributions to your 401k plan and take an active role in managing
those assets.  Because at the end of the day, the quality your retirement
will be determined by how well the returns from those assets perform.  401k
Maximizer is the solution to the problem.
 
Many of you are probably aware that we have been offering this great service
free for over a year.  And you are probably equally aware of how treacherous
the market has been in 2005.  In fact, between mid-February 2004 and mid-May
2005, the S&P 500 has risen a total of 9 points.  Year-to-date, the Dow is
down nearly 6 percent, the S&P 500 nearly 5 percent, and the NASDAQ close to
percent. 
 
Going forward, it appears that the market may encounter further downside in
the months ahead because of a variety of factors including rising interest
rates, high oil prices, and growing pension problems at major U.S.
corporations like Ford and General Motors.  These unfunded pension
obligations have resulted in the outstanding debt at Ford and General Motors
to be downgraded to junk bond status.  This in turn has caused several hedge
funds which were invested in that debt to run into difficulties that may
affect the entire market.
 
On the other hand, the market may start a powerful new rally that you don't
want to miss out on.  If it does, our proprietary 401k Maximizer Market
Analysis will show the beginning of the new rally. That's why our powerful
401k Maximzer Market Analysis is critical to read every month to determine
how much market exposure you want to allow your 401k portfolio to have in
the following month.  Using the 401kMaximizer Market Analysis shows you when
it's safe to get fully invested and when it's prudent to move into the
safety of the Credit Union fund.  
 
Now after working hard for over a year to make this the premium Super Saver
401k advisory service we have bills to pay and so we have to start charging
a modest fee for this great service.   Consequently, we will begin charging
a small, nominal $60 annual fee for the service starting this month.  In
order to view the current market analysis and see the recommended funds to
hold for the month of June go to ( <http://www.401kmaximizer.com/>
www.401kMaximizer.com) 
and subscribe. 
 
Sign up today to have 401kMaximizer help you navigate the treacherous rapids
of the market together in order to maximize the value of your 401k plan.
With the turbulence we are experiencing in the airline business, I am
convinced that our 401k plans will become our most important retirement
asset in the future.  That's why it's so critical to actively manage the
holdings in your Super Saver plan in order to minimize losses and maximize
the opportunities for gain.  
 
Scott R. Gibson
Scott R. Gibson, COO 
401k Maximizer, Inc.          
Email:  <mailto:SGibson at 401kMaximizer.com> SGibson at 401kMaximizer.com
Web:  <http://www.401kmaximizer.com/> http://www.401kmaximizer.com/
1-800-336-7224
1-561-637-3820
425 Sherwood Forest Drive
Delray Beach, FL 33445
If for any reason you prefer to not receive this information, send a reply
message with the subject line: unsubscribe. 
 
Gary H. Elsner
Gary H. Elsner, Ph.D.,CEO
Analytic Financial Solutions, Inc.
401k Maximizer, Inc.
Email:  <mailto:GElsner at 401kMaximizer.com> GElsner at 401kMaximizer.com
Web:  <http://www.401kmaximizer.com/> http://www.401kmaximizer.com/
1-800-336-7224
1-561-637-3820
425 Sherwood Forest Drive
Delray Beach, FL 33445
 
 
 
 
 
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