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<DIV align=left><FONT face="Freestyle Script" color=#0000ff size=4><SPAN
style="FONT-SIZE: 16pt; COLOR: blue; FONT-FAMILY: Magneto; mso-bidi-font-size: 12.0pt">
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">To: Friends
and Investing Colleagues, <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">We had a
very successful year last year during which we held seven meetings with a
diversified group of speakers who were well received by the attendees. As you
know it was our first year of operation during which the Board learned a great
deal about the process. We will apply that knowledge toward improving our
meetings in the coming year. The new Board, elected in May, has already held its
first planning meeting for the new year. We will again hold seven monthly
meetings from October to May except for the month of
December.<o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">At this
point we are operating with a Board of six volunteers who are covering a total
of ten leadership positions as we did last year. Volunteers who contribute to
the planning and implementation of chapter activities are the lifeblood of our
chapter. Without their efforts there would be no chapter or meetings. Therefore
it is essential that members come forward to volunteer some of their time, if
they are able to, in order to ensure that the work of the chapter
continues. <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">The Board
recognizes that many members have expressed a desire to volunteer but found it
difficult to commit to taking on the primary responsibility for a position or
were unable to commit to attending planning meetings on a regular basis. To
address those issues we are asking members to consider helping out on
a limited time basis and/or contribute by doing some volunteer
planning work at home and communicating via email with the board members. For
example working on publicity, researching for potential speakers, creating a
data base of local members and analyzing member feedback on meetings are the
kinds of things that can be done at home. This kind of help would be greatly
appreciated and is essential for the success of the Chapter. The Board
usually meets only once a month, but as noted, many of these items can be
handled by email. <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">Needless to
say we still need some volunteers to step forward in order to provide
continuity in chapter leadership should some current board members find it
necessary to leave the leadership for personal reasons at some point in the
future. We also need to have the input from new people to ensure that we
have a continuous flow of new ideas in our planning
process.<o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">If you are
interested in finding out more about what you may be able to help out with
please talk with any of the board members at the monthly meetings or email the
following members at any time. We look forward to hearing from
you."<o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="COLOR: black"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="COLOR: black">
</SPAN><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">NAME EMAIL<o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="COLOR: black"> </SPAN><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'"> Joe
Marciano</SPAN><SPAN
style="COLOR: black">
<A title=mailto:MARCIANOJJ@aol.com
href="mailto:MARCIANOJJ@aol.com">MARCIANOJJ@aol.com</A><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="COLOR: black">
</SPAN><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">Gary
Elsner </SPAN><SPAN
style="COLOR: black"> <SPAN
style="mso-spacerun: yes"> </SPAN> <A
title=mailto:gelsner@401kMaximizer.com
href="mailto:gelsner@401kMaximizer.com">gelsner@401kMaximizer.com</A><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="COLOR: black"> </SPAN><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'"> Alfred
Lucas </SPAN><SPAN
style="COLOR: black"> <A
title=mailto:alrlucas@mac.com
href="mailto:alrlucas@mac.com">alrlucas@mac.com</A><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="COLOR: black">
</SPAN><SPAN
style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 'Comic Sans MS'">David
Greenberg</SPAN><SPAN style="COLOR: black"> <A
title=mailto:dgree00@lycos.com
href="mailto:dgree00@lycos.com">dgree00@lycos.com</A><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="COLOR: black"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p> <SPAN
class=975295823-04082005><FONT face="Comic Sans MS" size=3>/ Joe
Marciano</FONT></SPAN></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><SPAN
class=975295823-04082005><FONT face="Comic Sans MS"
size=3>by</FONT></SPAN></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"></SPAN><I><SPAN
style="FONT-SIZE: 16pt; COLOR: blue; FONT-FAMILY: Magneto; mso-bidi-font-size: 12.0pt"><STRONG></STRONG></SPAN></I> </P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><I><SPAN
style="FONT-SIZE: 16pt; COLOR: blue; FONT-FAMILY: Magneto; mso-bidi-font-size: 12.0pt"><STRONG>Gary
H. Elsner<o:p></o:p></STRONG></SPAN></I></P>
<P class=MsoAutoSig style="MARGIN: 0in 0in 0pt"><FONT size=2><FONT
face="Trebuchet MS"><SPAN style="COLOR: black">Gary H. Elsner,
Ph.D.,CEO</SPAN></FONT></FONT></P>
<P class=MsoAutoSig style="MARGIN: 0in 0in 0pt"><STRONG><FONT size=2><FONT
face="Trebuchet MS"><FONT color=#008000><SPAN style="COLOR: black">Analytic
Financial Solutions, Inc.</SPAN></FONT></FONT></FONT></STRONG></P>
<P class=MsoAutoSig style="MARGIN: 0in 0in 0pt"><STRONG><FONT size=2><FONT
face="Trebuchet MS"><FONT color=#008000><SPAN style="COLOR: black">401k
Maximizer, Inc.</SPAN></FONT></FONT></FONT></STRONG></P>
<P class=MsoAutoSig style="MARGIN: 0in 0in 0pt"><SPAN style="COLOR: black"><FONT
face="Trebuchet MS" size=2>Email: </FONT><A
href="mailto:GElsner@401kMaximizer.com"><FONT face="Trebuchet MS"
size=2>GElsner@401kMaximizer.com</FONT></A></SPAN></P>
<P class=MsoAutoSig style="MARGIN: 0in 0in 0pt"><SPAN style="COLOR: black"><FONT
face="Trebuchet MS" size=2>Web: <A
href="https://www.401kmaximizer.com/CMS/">https://www.401kmaximizer.com/CMS/</A></FONT><A
href="http://www.401kmaximizer.com/"><FONT face="Trebuchet MS" color=#0000ff
size=2></FONT></A></SPAN></P>
<P class=MsoAutoSig style="MARGIN: 0in 0in 0pt"><SPAN style="COLOR: black"><FONT
face="Trebuchet MS" size=2>Web: <A
href="http://www.analyticfinancialsolutions.com/">http://www.analyticfinancialsolutions.com/</A></FONT></SPAN></P>
<P class=MsoAutoSig style="MARGIN: 0in 0in 0pt"><FONT face="Trebuchet MS"
size=2><SPAN style="COLOR: black">1-800-336-7224</SPAN></FONT></P>
<P class=MsoAutoSig style="MARGIN: 0in 0in 0pt"><FONT face="Trebuchet MS"
size=2><SPAN style="COLOR: black">1-561-637-3820</SPAN></FONT></P>
<P class=MsoAutoSig style="MARGIN: 0in 0in 0pt"><FONT size=2><FONT
face="Trebuchet MS"><SPAN style="COLOR: black">425 Sherwood Forest
Drive</SPAN></FONT></FONT></P>
<P class=MsoAutoSig style="MARGIN: 0in 0in 0pt"><FONT size=2><FONT
face="Trebuchet MS"><?xml:namespace prefix = st1 ns =
"urn:schemas-microsoft-com:office:smarttags" /><st1:place><st1:City><SPAN
style="COLOR: black">Delray Beach, </SPAN></st1:City><st1:State><SPAN
style="COLOR: black">FL</SPAN></st1:State><SPAN style="COLOR: black">
</SPAN><st1:PostalCode><SPAN
style="COLOR: black">33445</SPAN></st1:PostalCode></st1:place></FONT></FONT></P></FONT></DIV>
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